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What are the costs of buying a property in Spain?

Normally, if you allow for a figure of around 10% - 11% of the purchase price, this will cover the costs of purchasing a property in Spain. This figure comprises legal fees which account for 1%, iva or transfer tax of 7%, plus notary fees, land registry fees and stamp duty. If buying with a Spanish mortgage, there will also be fees associated with the mortgage, such as stamp duty and arrangement fees.
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